The agreements that govern your use of this site.
Effective Date: March 3, 2026
These Terms and Conditions ("Terms") govern your access to and use of drsherijamesphd.com and affiliated websites operated by Dr. Sheri James, PhD and Affluent Era LLC (collectively, the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
All content on this Site—including text, research papers, graphics, logos, images, audio, video, and software—is the property of Dr. Sheri James, PhD and/or Affluent Era LLC and is protected by United States and international copyright, trademark, and other intellectual property laws.
The trademark Affluent Era™ is the property of Affluent Era LLC.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise use any content from this Site without prior written permission, except as expressly permitted by these Terms or applicable law.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes. You agree not to:
Research papers, working papers, and educational materials published on this Site are provided for informational and scholarly purposes. Citation of published research is permitted in accordance with standard academic citation practices, provided proper attribution is given to the author and original source.
The content on this Site does not constitute professional advice—including legal, financial, medical, or psychological advice. You are solely responsible for decisions made based on information found on the Site.
If you subscribe to The Affluent Era™ Newsletter, the Affluent Era™ Working Paper Series Newsletter, or other communications, you consent to receive emails at the address you provide. You may unsubscribe at any time using the link provided in each communication. Newsletter content is subject to the same intellectual property protections as all other Site content.
The Site may contain links to third-party websites or services. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Access to linked sites is at your own risk.
Digital products purchased or downloaded through the Site or affiliated platforms (including Gumroad) are licensed for personal, non-commercial use only. Redistribution, resale, or unauthorized sharing of digital products is strictly prohibited.
The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Dr. Sheri James, PhD and Affluent Era LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless Dr. Sheri James, PhD and Affluent Era LLC, and their officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your violation of these Terms or your use of the Site.
These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Wyoming, without regard to conflict of law principles.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
For questions regarding these Terms, please reach out through drsherijamesphd.com/connect.